TRAVEL INSURANCE

Staying Safe Wherever you are in the World!

Why we have Partnered with World Nomads

 

Trailblazer Travelz has partnered with WorldNomads.com to keep you traveling safely. WorldNomads.com Travel Insurance is designed for independent and adventurous travelers, with coverage for overseas medical expenses, cancellation, baggage, and other expenses.

WorldNomads.com Travel Insurance is simple and flexible:

 

 

Visit our blog, Africa my Muse for the nuts and bolts of travel insurance.

 

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Expert Travel Knowledge on Africa

 

Hybrid Online Booking & Consulting

 

Lifestyle Brand & Value

 

Customer Experience & Personalization

 

100%  Money Protected

5 REASONS TO GET TRAVEL INSURANCE

 

Medical Emergency

Medical Evacuation

 

Trip Cancellation and Interruption

 

Loss of Luggage

 

Flight Cancellation

 

TRAVEL INSURANCE

 

Why you should never travel without travel insurance

What happens when you get sick overseas?

A traveler in Georgia (formerly part of the USSR) was diagnosed with an ectopic pregnancy. The local medical facilities were not able to handle this medical event and the decision was made to transfer the patient to another medical facility in Turkey. The patient was transferred by private air ambulance because of the life threatening nature of the condition and was then repatriated back to Australia.

 

When things go wrong overseas, WorldNomads.com travel insurance ensures that you receive the best care, even if it means moving you to another country to receive it. Our emergency medical teams liaise directly with you and your family, as well as medical staff on the ground, to make sure you receive immediate treatment.

Medical expenses of U$80,000 were covered.

What happens when you need to cancel your flight?

I was booked to fly out on the 18th of July at 8:30 pm. Early in the morning on the 18th July, I awoke with a severe fever, coughing, and inability to breathe properly. I went to the doctor later that morning and I was advised that I was unfit to travel as I had a severe chest infection which required antibiotics and over a week of rest. I cancelled the flight immediately.

 

Cancellation is an important part of every travel insurance policy. When you buy your policy before you depart, you're covered if you're seriously sick or injured and can not start your trip. Some policies include coverage for pre-booked travel if your trip is interrupted after it starts.

Cancellation cost of $996 paid.

Getting robbed is scary enough, but it's worse if you're not covered

My friend and I were trekking around Italy in this beat-up junker clunker of a van. We were stopped in Casal Borsetti for the evening and sleeping soundly in the back. Around 4 a.m. we were awakened by someone breaking in to the front of the van. Luckily we woke in time to scare them off, but they got away with both of our handbags.

Being robbed is scary enough for anyone, but made even more painful when you can't recoup the cost of your stolen items. With WorldNomads.com travel insurance, not only can you receive reimbursement for the cost of stolen items, but you can also submit your claim online, whilst you're traveling. We look to make it easy and quick, so you don't have to wait any longer than necessary to have your claim handled.

Cost of stolen items worth U$640 paid

Adventure sports can be exhilarating, but sometimes things can go horribly wrong

A traveller was snowboarding in Canada and had a very bad accident, suffering a spinal injury. Our emergency teams and local medical staff assisted in getting the patient stabilised, then airlifted to a major hospital for treatment. The specialised spinal treatment was covered by the policy, as was the costs of returning the patient home.

Whether you're into skiing, snowboarding or even white water rafting. WorldNomads.com provides cover for a wide range of adventure sports, as well as providing travel safety tips through our website, so you know how to stay safe when travelling.

 

Medical costs in excess of C$150,000 were covered

WorldNomads.com - we keep you travelling safely

WorldNomads.com is supported by different insurers from around the world. Always read your policy wording to review your specific coverage and to make sure that the policy is right for you.

 

Travel insurance is one of the most important things you’ll need for your trip. You wouldn’t have a car without car insurance, a home without home insurance, and you can’t have a trip without travel insurance.

 

Why? Because travel insurance is what will provide you with medical coverage when you get sick or injured, reimburse you when your camera breaks, your flight is canceled, a family member dies and you have to come home, if lose a bag, or something is stolen. It’s all-purpose emergency coverage and is the single most important thing you should get for your trip (but hope to never have to use). It’s the one thing I strongly, strongly advise travelers to never leave home without because I’ve seen it help so many – and so many others regret for not getting it! For only a few dollars a day, it’s a no brainer.

 

 

Since most health programs don’t cover you overseas and credit cards offer really limited protection, travel insurance is something you definitely need to protect against the unknown and unforseen events. After all, you don’t want to end up like my friend who didn’t have insurance when her computer was stolen and had to pay out of pocket for a new one.

 

Since travel insurance is one of the most complex, important and confusing aspects of trip planning, I want to break it down for you, help you understand what it is about, and show you how to avoid getting a bad insurance plan:

It doesn’t matter what type of vacation you are going on – cruise, backpacking trip, island getaway, 2 week holiday, round the world trip, or a family vacation.

 

What to look for in a great plan

There are a lot of options out there. Insurance is a billion-dollar business, and everyone wants their hand in the cookie jar, thus you face a mind-numbing number of choices that can be confusing and overwhelming. And, often, in the fine print, you’ll find that plans aren’t as good as you thought. When looking for a plan;

  • First, make sure they have a high coverage limit on your medical expenses. A good company will provide up to $100,000 in coverage care, though more expensive policies will cover you for higher amounts. The maximum coverage limit you can find is around $1,000,000, though I’m not sure why you would ever need a limit that large. High coverage limits are important because if you get sick, injured, or need serious attention and have to seek professional care, you want to make sure your high hospital bills are covered. The worst thing you can do is get a small policy with a $20,000 coverage limit, break a leg, and reach that limit before they are done taking care of you. Get minimum coverage of $100,000.

  • Second, you want to make sure your policy also covers emergency evacuation and care that is separate from your medical coverage. If you are hiking in the woods and you break your leg, your policy should cover your evacuation to the hospital. If a natural disaster occurs and you need to be evacuated to somewhere else, your plan should cover that as well. This protection should cover an expense of up to $300,000.

  • Additionally, evacuation also should mean from the hospital to your home country. Standard emergency evacuation usually includes this provision, but it’s important you double-check a company will cover the cost of your flight back home if you need it.

 

If you want:

Include this in your travel insurance policy:

Payment for expenses if you get sick or injured on a trip

Travel medical and accident coverage

To be taken to the nearest hospital or flown home if necessary

Emergency evacuation and repatriation

Reimbursement if you get sick and have to cancel or end your trip early

Trip cancellation AND trip interruption

Payment for lost, stolen or damaged luggage or goods

Theft and lost coverage

Help finding a doctor abroad

24-hour assistance

Payment for rental car damage

Car collision insurance (CDW)

List of the Best Insurance Companies

Be Careful of Loopholes

 

Even the best travel insurance have their limits. Often, in the fine print, you’ll find that plans aren’t as good as you thought.

 

The medical portion of travel insurance is more about emergency care than being a replacement for your normal healthcare. A lot of people purchase insurance thinking it is, then get disappointed when they find out they can’t go get an annual physical with it. Travel insurance is accident insurance. It is there to protect you in case of emergency and, if need be, get you home in a hurry. If you want a global health plan (because you now live in Beijing), you need a completely different type of plan.

 

Your stolen goods coverage won’t pay you back for a lost wad of cash, your theft coverage won’t cover you if you left something in plain sight or unattended, and if civil unrest makes your destination unsafe but your government hasn’t called for an evacuation, you’re probably out of luck.

 

A great policy will always include the following provisions:

  • Cover most countries in the world

  • Some coverage for your electronics (and have the option for a higher coverage limit)

  • Cover injury and sudden illnesses

  • Twenty-four hour emergency services and help (you don’t want to call to be told to call back later)

  • Cover lost, damaged or stolen possessions like jewelry, baggage, documents, cameras, etc.

  • Cover cancellations such as hotel bookings, flight, and other transportation bookings if you have a sudden illness, death in the family, or some other emergency

  • Cover emergencies, strife in the country visited, etc., that cause you to head home early

  • Have financial protection if any company you are using goes bankrupt and you are stuck in another country

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We loved every second & would go back there in a heartbeat.”

 

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